ANALISIS PENGARUH TINGKAT INFLASI, NILAI TUKAR RUPIAH DAN JUMLAH UANG BEREDAR TERHADAP RETURN ON ASSET (ROA) BANK UMUM KONVENSIONAL DI INDONESIA TAHUN 2009-2019

Abstract

The development of the amount of conventional commercial banks Indonesia from year to year has always decreased because competition in the banking world is getting tougher, making banks always have to maintain their good performance in order to survive. Assessment of bank performance can be seen from the level of profitability which can be measured through the ratio of return on assets (ROA).The purpose of this research is to analyze the influence of inflation rate, rupiah exchange rate and money supply on return on assets (ROA) of conventional commercial banks in Indonesia in 2009-2019. Data analysis method used is descriptive method of analysis with quantitative approach. Technical data analysis uses multiple linear regression analysis. The results of this study show that the inflation rate does not have a significant influence on ROA. Rupiah exchange rate has a significant influence on ROA. Money supply has a significant influence on the ROA. The inflation rate, rupiah exchange rate and money supply have a significant influence on the ROA of conventional commercial banks in Indonesia in 2009- 2019.